Whether you are coming or going across “the pond,” the romance of foreign travel loses its luster when sickness or injuries occur. U.S. based camp organizations often bring in foreign staff and campers as well as send groups overseas, but the absence of good planning where medical care and liability funding are concerned may leave some camps holding the bag!
Continue reading “Foreign Liability & Medical: The HIGH cost of poor planning” »
In the past several years, you have probably noticed the theft of copper wiring has become a very serious problem. This can occur not only in residential properties, but also in commercial buildings. When this happens, valuable copper wiring is ripped from various areas and structures are often left destroyed. The cost to replace the wiring and repair the structure can be very costly. At first blush, you might think the damages sustained would be considered vandalism, but that is not the case. The majority of damages sustained are the result of theft— the theft of the copper wiring. So, if theft is an excluded cause of loss in your property form, this scenario could be a very costly out-of-pocket expense for you. Please allow me to elaborate. Continue reading “Commercial Property Building Coverage: Is it Theft or Vandalism?” »
Camps, like many other service oriented industries, are accustomed to utilizing personal vehicles to conduct camp business. While the up front savings in vehicle costs, insurance and upkeep are often beneficial to the camp’s bottom line, the hidden dangers often catch camp leaders by surprise. While still a valuable asset to any organization, special attention should be given to managing the risks associated with these vehicles and drivers. Continue reading “Personal Cars for Company Business – What are the risks!” »
Oftentimes, camps experience staff, volunteer and camper claims that are not covered by workers’ compensation or personal health insurance. While it is not always the responsbility of the camp to negotiate or even pay for these claims, camp leaders typically have a desire to try to help out. Here are some helpful tips to working with medical facilities in negotiating discounts: Continue reading “Negotiating Reductions for Self-Insured medical claims” »
Last week I received a phone call from a wakeboard park in the northwest wanting to implement a blobbing program and having trouble with their insurance carrier approval. Another call was from a camp in the northeast wanting to purchase and run a Eurobungee on their property and trying to discern whether or not this activity fell under any state certifications and inspections. And, yet another camp from the midwest wants to purchase and operate a mobile “Spider Mountain” unit and visit several different sites in various states. All of these scenarios beg to ask the question, “Do they fall under the state Amusement Ride Certification Laws, and do they need to be inspected by someone before operating?” While the answer might just be “maybe,” one thing is for sure, gone are the days when the group’s activity consisted of tying a rope to the bumper of the leader’s Jeep Cherokee and stretching it out to make a homemade zip line. We sure have come a long way! Continue reading “Amusement Ride Certification Laws and your camp” »
Although the “Leap Year” tornado in Branson, Missouri caused extensive damage to area homes and businesses, many camps located in the area went untouched. Although Missouri is home to two of the most recent severe tornadoes to hit the national news, (Joplin and Branson), Missouri ranks down on the list of tornado-prone states. Continue reading “The “Leap Year” Tornado – Branson Missouri” »
April & September: Child Protection Plan seminars
Kanakuk Kamps and CircuiTree Solutions present the Child Protection Plan (CPP), a comprehensive safety system for the prevention, detection, and response to child physical, emotional, verbal, and sexual abuse in youth serving organizations.
The goal of the CPP is to equip youth-serving organizations with a systems-based field manual outlining measureable tactics for safeguarding youth, workers and the organizational mission. The CPP system consists of 122 protection elements addressing six key initiatives in child protection planning: Operational Support, Grounds/Facilities, Staffing, Training/Orientation, Monitor/Reporting, and Crisis Response.
The Child Protection Plan Seminar is an eight-hour event for training organizational leaders on the methodology, content and strategies necessary to implement the CPP. Participants will learn about abuse awareness and CPP goals, discuss implementation strategies and self-audit process, receive sample forms, training content, a full color workbook and writeable CD. The seminar is presented by Rick Braschler, Director of Risk Manager for Kanakuk Kamps, and Senior Risk Consultant for CircuiTree Solutions.
The event takes place at these locations:
| April 12, 2012 | Camp Good News (Forestdale, Mass.) |
| Sept 27, 2012 | Kanakuk Kamps (Branson, Miss.) |
For more information, or to register for an event, please contact Thecia Dixon at (417) 266-3267, e-mail tldixon@kanakuk.com or visit www.camphow.com.
The statistics on child sexual molestation are harrowing. One in three girls and one in five boys will be molested by age 18. Ninety percent will be the victim of someone they know and trust, and fewer than 10 percent of the perpetrators will be criminally prosecuted. It’s critical that camps take all reasonable steps to avoid hiring potential predators while establishing safeguards to detect and report abuser behavior patterns.Risk Reporter recently spoke with Rick Braschler, the director of risk management at Kanakuk Kamp, senior risk consultant for CircuiTree Solutions (a provider of camp management software tools) and the author and developer of its Child Protection Plan, a well-regarded child protection resource for camps.Read the full article at: http://www.churchmutual.com/riskreporter-cc/index.php?id=20
